Latest Utah Bankruptcy News And Information

Stay up-to-date with Douglas "The Bankruptcy Guy" Barrett and the entire DLBLAW team

Can I have too much debt to file for bankruptcy?

By utahbklawyer | Apr 5, 2017

This is a common question here at the office: Is there a certain amount of debt that somebody needs to have before they can file a Utah bankruptcy. The answer is that there is no minimum amount of debt that is required to file for bankruptcy protection.  Sometimes you can actually have too much debt to…

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Bankruptcy and Divorce

By utahbklawyer | Mar 25, 2017

More often than not divorce and financial difficulties go hand in hand. If you think about it this makes sense, because when two people who had previously been sharing at least some of their living expenses decide to part ways and establish separate households, each of them becomes responsible for paying for everything that they then…

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If I'm married do I have to file bankruptcy with my spouse?

By utahbklawyer | Mar 21, 2017

No, the United States Bankruptcy code does not require married couples to file together. However, in most of the cases I see, both spouses usually choose to file together. But there are exceptions, such as recent newlyweds, sometimes only one spouse files thereby preserving the credit standing of the other, non-filing spouse. You do need to…

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Will I lose my car if I file for bankruptcy?

By utahbklawyer | Mar 15, 2017

I get this question all the time. “I need my car to get to work – will I lose it if I file for bankruptcy?” That’s a loaded question and hard to answer in 30 seconds. What you need to understand that every case is different but in most cases you can choose a type…

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What kind of question will a bankruptcy lawyer ask me in my first consultation?

By utahbklawyer | Mar 9, 2017

I always tell prospective clients to be prepared to answer some questions like this: • What kind of debts do you owe? • Are you able to pay the minimum payments on your bills? • Do you find yourself spending more money than you make? • Are creditors constantly calling you? Are your wages being garnished? I…

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Can I file for bankruptcy in Utah if I don’t have a job?

By utahbklawyer | Mar 6, 2017

One of the most common reasons for filing for bankruptcy is when someone has lost of a job. The answer then is YES you can definitely file for bankruptcy if you don’t have a job but whether or not the bankruptcy will be successful will depend on which type of bankruptcy you file for. Chapter…

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Do I have any rights against a debt collector?

By utahbklawyer | Mar 1, 2017

Most creditors start debt collection efforts with a series of form letters, then they move onto phone calls, and then either a repossession occurs or the debt is referred to a collection agency or an attorney for suit. Most parties that collect debt on behalf of an original creditor are restricted by the Fair Debt…

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Bankrupt and over 65?

By utahbklawyer | Feb 25, 2017

According to a recent report from the Institute for Financial Literacy, bankruptcy filings are on the rise among older Americans. In the past, most retirees who file bankruptcy have been driven into financial ruin by unmanageable medical bills. These days, however, its more likely to be credit card and other consumer debt. Credit card interest and…

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Student Loans and Bankruptcy

By utahbklawyer | Feb 22, 2017

Student loans are the most common way Utahans use to fund an education, specifically college and graduate school.  They can also provide educational opportunities that you may otherwise not have been able to obtain due to the cost. Sadly in many of the Utah cases that I see college grads are left with a diploma and the crushing financial burden of both…

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